Pre-Arrange Finance | Struans Toyota

Struans Finance Pre-Arrange Service

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By taking just over a minute to fill in some details you can get an instant no obligation decision about financing a car at Struans.

Let Struans Open Your Door to Finance

With Struans Pre-Arrange Finance facility we offer a quick and easy way to confirm we are able to offer you finance. This gives you peace of mind to browse our stock to find the car you want

With this facility, which has been specifically designed to help customers who may have had a poor credit history, we are able to access 14 different lenders to find the terms that best suit a customer's credit profile, but unlike a loan applicatiion this does not affect your credit rating and there is no obligation.

Who can apply?

  • Anyone can apply provided you:
  • Are aged 22yrs or over
  • Hold a full UK provisional or full licence
  • Are currently employed or self employed earning in excess of £850 per month (after tax)
  • Have been resident in the UK for over 3 years

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What is credit rating?

Lenders tend to judge your finance application based on 2 key areas:

i) how you have paid credit in the past

ii) your overall current 'profile' (for example how long you have been at your address, in your current job)

Lenders will then combine these two elements to create an overall 'credit score' or 'credit rating' for you as a potential customer. Every lender has their own opinion of what credit should be, so if you are rejected by one, this doesn't necessarily mean you'll be turned down by another.

Included in the lenders we deal with are some who specialise in helping customers who may have had historical credit problems, with the ability to match your individual credit profile to the lender offering the terms that best suit you.

27.9% APR Representative